As a universalist, you fail to appreciate either divine mercy or divine justice. You lack a basic grasp of law or gospel.
Oh? I am not sure how to reply to this one so I thought I would very quickly sketch how I understand those terms currently. Obviously the words have specific nuances in specific biblical contexts but as a starting point here are my broad brush-stroke definitions:
Divine mercy is God giving us what we do not deserve and witholding what we do deserve (i.e., punishment).
Divine justice is quite a wide category in the Bible that covers both God's action to punish sin and to save his people.
Law is (usually) the divine Torah given to Moses. It reflects the character of the holy God who gave it. (I confess not to having yet sorted out my views on the place of the Torah in the Christian life but I incline in the Calvinist direction on that issue. The NT texts are so complex that my little brain gets confused).
Gospel is the message about how God has acted in Christ's life, death, resurrection and ascension to redeem Israel and the world. It calls for trust in and allegiance to this Messiah, recognition of his Lordship, and repentance.
Of course, there is far more to all of these categories than the above but this should put you in the right ball park for understanding my views. I imagine that Steve would not disagree with what I have said above (though he may wish to add some more). So whence the disagreement?I think that it is rooted in my understanding of God's unity/integrity. Let me explain:
A doctrine of the unity/integrity of God's attributes: God is a unity in perfect harmony with himself. Consequently God's justice must be compatible with his love. All God's actions are loving and just. His love is a just love. His justice is a loving justice. So I claim that all God's acts of just punishment of sinners - including Hell - must be compatible with his love. And God's merciful treatment of his people - inclusing forgiveness and salvation - must be compatible with his justice.
I suspect that this is where Steve and I disagree. It seems to me that any doctrine of Hell that is incompatible with God's love for the ones punished falls foul of the theology of divine integrity. I imagine that Steve solves that problem by arguing that God does not love those in Hell (except in the weaker sense of having shown them common grace in this life). But my problem with this move is that it is, to my mind, fundamentally problematic (see my post on "Calvinism, the Trinity, and God's Universal Love").
So that's where I am at. If it reflects my faiure to understand these fundamental categories then I apologize.
There ends my self-defence.